Phone: (719) 495-1457

Fax: (719) 495-6079

11860 Swingline Road Falcon, CO 80831

Monday - Thursday: 7:30AM-7PM
Friday: 7:30AM-6PM
Sat: 8am-4pm (closed 12-12:30 for lunch)
Sun: Closed

Menu

Pet Insurance

dental02Pet health insurance can be a great way to help cover the costs of your pet's healthcare throughout their lives. There are some very important things to consider when choosing a company to insure your pet (monthly premiums, reimbursement rates, pre-existing conditions, etc.), and we strongly encourage you to thoroughly research each one's policies before purchasing a plan.

The Animal Hospital of Falcon recommends the following pet insurances:
Healthy Paws
Embrace
Pet Plan
Trupanion

As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pets' health care and standard of living than previously, the market for pet insurance has increased.

Pet insurance companies are beginning to offer the pet owner more of an ability to customize their coverage by allowing them to choose their own level of deductible or co-insurance. This allows the pet owner to control their monthly premium and choose the level of coverage that suits them the best.

Some of the differences in insurance coverage are:

  • Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts or diabetes) are covered;

  • How the reimbursement is calculated (based on the actual vet bill, a benefit schedule or usual and customary rates);

  • Whether the deductible is on a per-incident or an annual basis;

  • Whether there are any limits or caps applied (per incident, per year, age or over the pet’s lifetime); and

  • Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the next year.


Source: Pet Insurance

Font Resize
Contrast